Today’s employers often find challenges in their benefits programs. On one hand, you want to attract and retain employees by offering a full range of benefits. On the other hand, you need to control costs and keep administration easy. UIB Employee Benefits can help. We are proud to work with today’s multinational employers offering flexible and innovative insurance products featuring worldwide coverage. Our plans also offer exceptional value to individuals whose businesses require frequent travel outside their country of residence. These successful people recognize the importance of protecting their hard earned assets in the event of a serious illness or accident no matter the destination. 

For more than 35 years, we have offered traditional group insurance benefits as well as individual insurance products and retirement programs, all backed by exceptionally strong A. M. Best rated reinsurance. 

We offer world class insurance products:

  • Individual Medical Insurance
  • Group Medical Insurance
  • Group Term Life Insurance
  • Stop Loss Insurance

Additionally, our customized global insurance products address the unique needs of special groups and their members. What’s more, we enhance our services, state-of-the art enrollment technology, and online educational tools to ensure ease in delivery. In addition, our ability to administer both group and individual products on a common platform ensures efficiency and enhances optimum customer care.


UIB offers a complete portfolio of highly competitive and flexible insurance products. Maximum coverages are yearly per insured up to $2 Million dollars (USD). Coverages include air ambulance, maternity, organ transplant, routine medical check-ups, and treatment in or out of the hospital. There are six individual plans to choose from depending on your needs and budget. Additionally, groups of over 100 members will benefit from the flexibility of a customized plan to fit the group’s specific needs and circumstances.


Colina Insurance Company is a diversified financial services company conducting domestic and international life and health insurance, mortgage lending, and investments.  Colina was built on the firm foundation of trust, integrity, and responsibility, evolving over 155 years to become a premier global life and health insurer, with a solid reputation for providing insurance and related financial services that help clients prepare for life’s unexpected events. 

Colina traces its roots back to Canadian and American Insurance giants, Imperial Life Assurance Company of Canada and the Insurance Company of North America (INA) (later CIGNA International), the United States’ oldest stockholder owned insurance company. 

Colina follows rigorous Canadian reserving methodologies and solvency standards.  One way to measure a company’s financial strength is by its Minimum Continuing Capital and Surplus Requirements (MCCSR) ratio.  With COLINA, this ratio is well above standard requirements, which reveals a financially sound, responsible company.

Another important strength indicator by which insurance companies are measured is its ratings, awarded by internationally recognized rating agencies.  A.M. Best has awarded Colina Insurance LTD the prestigious “A-” (Excellent) rating. 


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