BENEFITS

MAXIMUM COVERAGE

Maximum Coverage per insured, per policy year

$1,000,000

Temporary medical coverage for accidents while application is being underwritten, per policy

$25,000

Eligibility

Up to the age of 70

Renewal

Guaranteed for life

Hospital Room & Board- Private/Semi-Private

100%

Intensive Care Unit

100%

Coverage for Companion of Hospitalized Child, per day/max 30 days

$200

Organ Transplant per insured, per diagnosis

$200,000

Maternity, per pregnancy *deductible and co-insurance waived in country of residence

$5,000

Maternity Complications, per pregnancy

$100,000

Newborn, per child, for the first 90 days after birth

$10,000

Congenital and Hereditary Disorders, per insured/per lifetime
-Manifested before Insured's 18th birthday
-Manifested on or after Insured's 18th birthday

$100,000

Emergency Air Ambulance transportation, per insured/per policy year

$20,000

Emergency Ground Ambulance transportation, per insured/per policy year

$1,000

Out Network Emergency Coverage, per occurrence

$10,000

Repatriation of Mortal Remains, per insured

$5,000

Diagnostic Services

100%

Prescribed Drugs while in-patient, after deductible and co-insurance for 6 month period from date first prescribed

100%

Sanus Provider Network: The insured is required to notify prior to receiving any medical care as detailed in the policy documents. This plan requires the Insured to use the Sanus Provider Network when receiving medical care in the United States of America.

100% COVERAGE

  • Cancer Treatment (chemotherapy / radiation) 
  • Hospital Services 
  • Medical and Nursing Fees 
  • Diagnostic Procedure (pathology, laboratory tests, x-rays MRI / CT / PET, ultrasound and endoscopy) 
  • Surgery (including outpatient surgery) 
  • Visits to doctors and specialists 
  • Physiotherapy and Rehabilitation Services 
  • Health Care in (must be pre-approved) home 
  • Dialysis 
  • Custom Care Institution 
  • Disposable Medical Equipment
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